Inception & Ideation
MicroDahab was founded with the aim of introducing rigorous, accessible microfinance based strictly on Islamic values.
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Founded in 2012 with a bold mission: to bridge the gap between financial ambition and accessible, Sharia- compliant tools.
We believe that access to finance should not be a barrier to opportunity. Every business owner, farmer, woman entrepreneur, and independent professional deserves a trusted financial partner who understands their ambitions, respects their values, and provides practical financial solutions to help them succeed. Guided by this belief, we work to make financing more accessible, understandable, and responsive to the needs of the communities we serve.
At MicroDahab, our approach is built on the principles of Islamic finance, emphasizing fairness, transparency, shared responsibility, and ethical business practices. Through our Murabaha financing models, customers receive clear information about the agreed markup, total financing cost, and repayment terms before entering into an agreement. We are committed to eliminating hidden charges and providing customers with the clarity and confidence they need to make informed financial decisions.
Since commencing active disbursements in 2014, MicroDahab has supported thousands of customers across a range of economic activities, including retail businesses, agricultural and farming programs, solar energy installations, and women-led enterprises. By supporting these diverse sectors, we contribute to the growth of small businesses, the development of local entrepreneurship, and the creation of sustainable economic opportunities within our communities.
MicroDahab was founded with the aim of introducing rigorous, accessible microfinance based strictly on Islamic values.
Formally began operational loan disbursement and Sharia coaching, starting first with retail shops in Hargeisa.
Launched dedicated farming, fisheries, and female-focused cooperative funding tracks with targeted training.
With over 15,000 active clients and $150M+ issued, we stand as the region's leading ethical finance partner.
Our core principles are firmly anchored in strict Sharia guidelines, ensuring ethical, fair, and responsible finance.
We develop digital finance products and microfinance solutions designed specifically for Somali operational environments.
We measure success by local impact: jobs generated, agricultural systems modernized, and local markets strengthened.
Serving Somali entrepreneurs with professional standards, transparent terms, and dedicated on-the-ground mentorship.
is the visionary CEO of MicroDahab MFI, driving strategic growth, financial inclusion, and excellence in Sharia-compliant financing while empowering entrepreneurs and transforming communities through ethical finance.
is the Chief Operations Officer of MicroDahab MFI, overseeing operational excellence, strengthening service delivery, and supporting the institution’s strategic growth and commitment to accessible, ethical, and Sharia-compliant financing.
leads MicroDahab MFI’s finance function, overseeing financial planning, reporting, budgeting, and financial controls. He supports sound financial management and contributes to the institution’s sustainable growth and operational efficiency.
oversees Human Resources and Recoveries, supporting employee development, organizational performance, and effective portfolio recovery. He contributes to building a strong workforce while maintaining responsible recovery practices.
We do not just disburse financing; we provide comprehensive business training, Sharia accounting coaching, and peer-to-peer leader circles. Over 40% of our portfolios actively support female-led trade cooperatives and young agricultural pioneers.
